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CONSULTANTS

Actuaries

Jonathan Eriksen

Graham Osborn

 

Investment Consultant

Alan Austin

 

Superannuation  & Systems

Ian Gatland

Matthew Jenkinson

 

CONTACT US
Email auckland@eriksensglobal.com

 

Auckland, NZ

Ph + 64 9 486 3144

Fax + 64 9 486 4413

 

Wellington, NZ

Ph  + 64 4 470 6144

Fax + 64 4 470 6145

 

Master Trust Survey

Investment Returns

The September 2009 quarter was another strong one for equity markets, although the rise in the N.Z. dollar moderated unhedged returns from the U.S. markets.  more

See the full September 2009 Master Trust Survey (requires Adobe Acrobat).

Click here to download the September 2009 survey results in Excel format.

Economic Commentary

Business confidence has continued to improve.  A year ago the world financial system was bordering on ruin so the relief is understandable.

Much of the overall increase in spending has come from governments rather than the private sector.  This leaves little basis for strong continued growth.  The danger now is that governments may tighten their economic policies too early.

The recent weakness in the U.S. dollar and the U.K. pound has not been unexpected given the massive amounts of borrowing by both governments in their attempts to stimulate their economies and prop up their financial services.  With this has come a loss of international confidence especially in the U.S. dollar which is slowly declining from its role as the international reserve currency. more

 


Superannuation News

The National Government’s changes to KiwiSaver cap the tax benefit at 2% for member and employer contributions.  For that reason we suggest that if you wish to contribute 4% yourself, contribute 2% to KiwiSaver and 2% to a superannuation scheme.

This gives you the maximum KiwiSaver tax saving (provided you are earning $50,000 per year) while allowing you to put any further contributions into traditional superannuation which is accessible before age 65.

This also applies if you are lucky enough to have an employer who is willing to contribute 4% to KiwiSaver on your behalf.  In this case we suggest that you ask whether 2% could be contributed to KiwiSaver, with the other 2% to a company superannuation scheme.

 

Private Equity Study

Eriksens have recently completed a paper on Private Equity Investment in New Zealand.  This is available to qualified recipients.

Please contact us if you would like a copy.

 

Plan For Life Retail and KiwiSaver Surveys

Plan For Life Pty Ltd (PFL's) are an Australian firm of actuaries and researchers who provide detailed quarterly reports of the fund flows for New Zealand retail managed funds and retail KiwiSaver schemes.  

Eriksens are the distributors of PFL's Managed Funds Reports, KiwiSaver Reports and Statistics to New Zealand companies.  

Click on one of the links below to see a summarised table and press release of PFL's

KiwiSaver Analysis Of Funds for December 2008

NZ Retail Managed Funds Analysis For December 2008.pdf

NZ Retail Managed Funds Analysis For September 2008

New Zealand Retail Managed Funds Analysis for June 2008

KiwiSaver Analysis Of Funds for June 2008


Click here to make an email enquiry about the NZ Retail Managed Fund or KiwiSaver Funds Analyses

 

Eriksen's News

Eriksen's Australian operation was recently acquired by our Australian consortium partner, Bendzulla Actuarial Pty Limited. 

We will continue to work with Graham Osborn and the Sydney team under our existing strategic alliance with Bendzulla Actuarial. There will be no change to the services provided by Eriksens in NZ from our offices in Auckland and Wellington.

Employers - It's Time to Wake Up to KiwiSaver

 

Why Should an Employer Bother with KiwiSaver?

 

In my view there are at least three good reasons for an employer to take the time to understand KiwiSaver.

 

First it creates an opportunity to give a tax-efficient pay rise.  In our tight labour market, keeping good staff is difficult but this may help.  By offering to match an employee's contribution $ for $ up to 4%,  you are actually providing a 6% pay rise .....

 

An edited version of this Eriksens discussion paper first appeared in the business section of the Sunday Star Times on 6 May 2007.)

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About Eriksens

Eriksens is an international actuarial and strategic investment consultancy based in Australasia.  From offices in  Auckland and Wellington, New Zealand we service clients in Australasia, North America and Europe. 

 

Our consultants make regular trips to Europe and North America. It is through this regular travel that Eriksens maintains its global focus.

 

Projects undertaken include :

general actuarial analysis and consulting

asset consulting

superannuation planning

applied statistical analysis

Click here for a more detailed description of our services

 

A MEMBER OF THE ERIKSEN BENDZULLA ACTUARIAL CONSORTIUM

All care has been taken to provide correct and up to date information here, however no assurance is given as to its accuracy, or relevance in any specific  situation.  

(c) Eriksen & Associates Limited, 2006 - 2009.  All rights reserved.