What to Do When Liquidity Dries Up

Today I was reading about business outlooks for small and medium-sized businesses.

If you own or manage one yourself - the chances are you have done your reading, too.

The recurring themes are rising costs, lower cashflows and the difficulty of procuring business lending from banks and private sources.

As a wholesale investment advisor who has seen liquidity completely dry up several times over several decades, I am no stranger to this situation.

This is why there’re so many variations of the phrase: “when the tide goes out, you see who’s been swimming without togs.”

If your business is suffering from lower cashflows and rising costs, and you’re in the position of thinking that only a low-interest-rate loan can help, we’d like to talk to you.

Because taking on more debt when interest rates are high is usually not the answer.

Implementing further automation, reviewing your pricing, marketing and partnerships can all improve your profit margins on the cashflow you currently receive.

And the best part about improving margins instead of borrowing?

When the tide comes in, you’ll experience an even bigger lift and be carrying less debt than your peers who did borrow during this time.

But it takes a fresh pair of eyes, and a few decades of business and finance experience, to see the other options.

Since our team has over a century in investments and SMEs, drop us a line using the form below.

Talk soon!