KiwiSaver and Retirement Analysis
Some Uncomfortable Facts: KiwiSaver & Retirement:
More than half of retirees have less than $38/week spare after NZ Super, forcing many into poverty or debt.
Only 44% of self-employed workers contribute to KiwiSaver, versus 78% for employees, leading to a huge gap.
The wrong fund choice can mean losing $30,000+ in income over retirement.
High annual fees could cost $80,000 by retirement compared to low-fee options.
Over 12% of single retirees are below the poverty line, unable to afford basic costs.
We’re on a mission to change that with evidence-based forecasting & modelling to support your retirement goals.
Don’t retire into financial insecurity.
Are You Ready for Retirement? Is Your KiwiSaver Enough?
Get clear answers, not wishful thinking. Statistics show most New Zealanders face a retirement savings shortfall. For many, KiwiSaver and NZ Super won't provide a living wage. Our team will help you save, invest and plan for a better retirement.
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Bring your goals and your future to life with evidence-based KiwiSaver advice. Most New Zealanders are dangerously underprepared for a comfortable retirement — but a handful of strategic changes could save you tens of thousands.
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EriksensGlobal is a truly independent advisor—we’re fee-only and accept zero commissions from fund managers. Our KiwiSaver advice is evidence-based, and our clients retire faster and more secure.
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To really plan for retirement, we know that we need to give you all the information around your retirement goals. This means we’ll analyse your current financial position and model it over time. We’re experts in helping Kiwi’s retire comfortably.
Access our Disclosure Documents and Complaints Process - detailed insights into our services.
KiwiSaver & Retirement Planning | How We Can Help
KiwiSaver & Retirement Forecasts
We’ll model your KiwiSaver, NZ Super, and any other savings to check if your retirement plans are on track, or at risk of running short. Get a clear report showing how long your money can last, and see what actions could change your future.
Truly Independent
We retain our independent approach by accepting no commissions or fees from KiwiSaver providers, fund managers or dealer groups. As a family first firm, we’ll support you continuously and check-in regularly.
Fund Choice Review
You’ll find out if your current KiwiSaver fund matches your retirement timeline and risk profile. We’ll review growth and conservative options to optimise your cashflow and make sure you are maximising every dollar.
Fee & Value Analysis
KiwiSaver providers have different fee structures and this can cost you significantly in the long-run. Our team will look critically at your KiwiSaver fees and make sure your KiwiSaver aligns with your personal investment values. Talk to the team.
Amy Eriksen | Your Financial Advisor
Amy is our lead Financial Advisor and Director at EriksensGlobal with previous experience in corporate investment strategy and in actuarial analysis for both family estates and separating couples. She has advised on multi-million dollar investment strategies for organisations throughout oceania.
Amy served for two years on the Board of a budgeting charity, so is no stranger to both sides of the wealth divide. She combines evidence‑based investing with practical advice across portfolios, cashflow, KiwiSaver, retirement, and property.
By combining her fresh perspective with EriksenGlobals’ 30 years of trusted expertise, Amy is helping to shape a new standard; one where advice is truly independent, transparent, and tailored to your legacy.
Amy listens carefully and strives to add value with each interaction. She cares deeply about meeting your expectations and has access to an exceptional team that can meet your future goals, whatever they are.
Let’s chat. We’re here to make your financial goals happen.
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EriksensGlobal is licensed as a full financial advice provider and registered on the FSPR, FSP40147. Amy Eriksen is authorised to provide financial advice on behalf of EriksensGlobal under its full financial advice provider license. We are members of the Financial Disputes Resolution Service. To learn more about our independence and the types of advice we provide visit our Disclosure Statement. The investment information we provide on our website is for wholesale, eligible investor and general purposes. Our privacy policy is here.